Business banking that doesn't feel bolted onto personal banking.
Business Checking, a business rewards card, and merchant services built for small businesses, sole proprietors, and growing teams.
Two business checking tiers.
Most sole proprietors and small teams start with Basic Business.
| Basic Business | Business Plus | |
|---|---|---|
| Monthly fee | $0 | $25, waived with $10,000 balance |
| Free transactions / month | 200 | Unlimited |
| Merchant services | Optional add-on | Included |
| Dedicated support line | — | Included |
| Open Basic Business | Open Business Plus |
Payroll, invoicing, and a card that earns while you spend on the business.
Free payroll integration
Connect directly to popular payroll providers at no added cost.
Business rewards card
1.5% cash back on every purchase, with no annual fee.
Next-day merchant deposits
Card payments from customers land in your account the next business day.
Add employees with controls
Issue employee cards with individual spending limits you set.
Questions people actually ask.
No, sole proprietors can open a business account using a Social Security number and a DBA if applicable.
Yes, Business Plus and Basic Business both support additional employee cards with individual limits.
Basic Business includes 200 free transactions per month; additional transactions carry a small per-item fee.
Open a business account in about ten minutes.
Have your EIN or Social Security number and business documents ready.
Open a business account